Mid-Illini Credit Union Fee SCHEDULE
Service |
Fee |
|
Account History Printout (per month) |
$1.00 |
|
ATM Deposit Fee (non-Mid-Illini machine) |
$2.00 |
|
ATM Withdrawal at Mid-Illini Machines Visit the Alliance One website to find surcharge-free ATMs in our network. |
FREE |
|
ATM Withdrawal (at any non-Mid-Illini machine - hosting fee) |
$1.00 |
|
Box of checks (depends on style) |
Varies |
|
Cashier's Check |
$3.50 |
|
Check Cashing (Insufficient Account Balance) |
$3.50 |
|
Copy of Check (per check) Print copies of your checks for free when you use Mid-Illini's convenient, FREE online banking service. |
$2.00 |
|
Foreign Deposited Items |
$10.00 |
|
Garnishments, Citations, Tax Levy and |
$35.00 |
|
Online Bill Pay (Account inactive for 90 days) |
$7.00 |
|
Inactive Checking for 180 days |
$12.00 |
|
Inactive Savings for 180 days |
$12.00 |
|
Returned Mail - per piece |
$10.00 |
|
IRA Transfer Request (to another trustee or custodian) |
$10.00 |
|
Incorrect Tax ID Number (annual) |
$50.00 |
|
License Plate Stickers |
$7.00 |
|
Loan Origination Fee: Consumer Loan - Unsecured |
$25.00 |
|
Loan Origination Fee: Consumer Loan - Secured |
$50.00 |
|
Loan Origination Fee: Second Mortgage and HELOC |
$100.00 |
|
Loan Origination Fee: First Mortgage |
$100.00 |
|
Money Order for 50+ Club Members |
$1.50 |
|
All Other Money Orders |
$2.50 |
|
Mid-Illini Visa Travel Prepaid Debit Card -Reloadable |
$6.00 |
|
Fee to Reload Card (in increments of $100) |
$4.00 |
|
Money Market Maintenance Fee |
$10.00 |
|
Money Market Maintenance Fee |
$10.00 |
|
Non-Sufficient Funds (NSF) Fees: per year/per NSF item |
|
|
1st overdraft |
$25.00 |
|
2nd and 3rd overdrafts (each) |
$30.00 |
|
4th and 5th overdrafts (each) |
$35.00 |
|
6th or more overdrafts (each) |
$40.00 |
| Online Bill Pay (person-to-person) |
$3.00 |
|
Overdraft Protection Transfer Fee (Transfer of funds from another Mid-Illini account) |
$10.00 |
| Remote Deposit via Digital App |
$0.50 |
|
Debit Card - Based on Design |
$0 - $10 + Donation |
|
ATM or Debit Card - Replacement |
$15.00 |
| Loan Payment Book - Replacement |
$15.00 |
| Returned Loan Payment (each) |
$25.00 |
| Returned Deposited Item (each) |
$25.00 |
|
Savings Account Electronic Withdrawl (if withdrawls exceed 6 per month) |
$15.00 |
|
Secure Checking Protection (individual protection - per month) |
$4.95 |
| Secure Checking Protection (household protection - per month) |
$9.95 |
| Skip-A-Pay (per skipped payment for loans with payments under $250) |
$30.00 |
| Skip-A-Pay (per skipped payment for loans with payments over $250) |
$40.00 |
| Statement Copy/Tax Form Copy |
$3.00 |
| Stop Payment |
$35.00 |
| Teller's Checks (if less than $1000 and payable to third party - per check) |
$2.00 |
| Teller's Checks (if payable to self or another financial institution) |
FREE |
|
Telephone Payments ($3 per every $100 of the payment. $15 fee min.) |
$15.00 |
| Telephone Transfer (4 per month) |
FREE |
| Telephone Transfer (after 4th transfer - each - per month) |
$1.00 |
| Verification of Deposit Request |
$2.50 |
| Visa Gift Card (non-reloadable) |
$5.00 |
| Wire Transfer - Incoming |
$10.00 |
| Wire Transfer - Outgoing |
$30.00 |
| Wire Transfer - International |
$50.00 |
|
Notary Fee (for non-members - per stamp) |
$1.00 |
