Do you have a car you LOVE but a loan you don't? 

Are you interested in...

Lowering your monthly payment? 

Paying less for the term of the loan? 

Finding out if you are overpaying on interest?

Considering using your vehicle's equity to secure some cash? 

Having a co-borrower or co-signer removed from the loan? 

Skipping a loan payment? 



For those interested in simple savings, we are so confident we will be able to save you money/interest, that we will pay you $25 CASH if we don't! 

Just answer a few simple questions to get started! Please complete inquiry form and a loan officer will contact you to discuss what you would like to accomplish with a auto refinance. (Lower payment, cash out and desired amount, etc.) This form is not a loan application and does not include a credit check.  

Ready to apply auto refi page


Auto Refi Inquiry Form

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All loans subject to approval. Individual interest rates are based on several criteria inclduing creditworthiness, Loan-to-Value ratio of fiananced vehicle, personal objective/purpose for refinancing, etc. To be eligible for the $25 cash payback, the vehicle must have at least six months remaining on current loan, have an outstanding balance of at least $3500 (including cashed out equity) and not currectly financed under a limited promotional interest rate or through an exclusive auto dealer/auto maker financing offer or any limited time offer. Loan on the vehicle being considered must be financed under a loan designated as an auto loan. If Mid-Illini is able to save borrower at least $25 and party elects not to refinance, cash back offer is voided. Verification of current loan and inspection of vehicle may be required.  Other restrictions apply. This is a limited offer and may expire at anytime without notice.