SAFE. SECURE. PREPAID.
The Mid-Illini Cash Card Makes Managing Your Money Easier!
Now the power to manage your money is in your own hands with the Mid-Illini Cash Card! * Load your card with the funds you want, spend it, and reload it again - anytime. Load the card now. Add money to it anytime.
Want to spend more? Then add more to the card. When the card is running low on funds, reload it by going to the CU Money online management tool (money available to use in 3 business days) or visit any Mid-Illini location, and we'll load it for you (money available to use in 3 HOURS).
Our prepaid debit card helps you manage your money because it's pre-funded. That means you can only spend the amount on the card. The prepaid debit card comes with an online management tool, so you can track your spending just by checking your computer.
You always know how much you've spent and how much is left on the card.
Avoid being overdrawn. Eliminate overdraft fees.
KEEP MORE OF YOUR MONEY!
Since you can't spend more than you've loaded on to the card, you'll never be overdrawn. That means no overdraft fees — no embarrassing mistakes. Our prepaid debit card is also very safe. That's because it's not linked to any account - so if it's lost or stolen, you won't have any risk. And it's much safer than carrying cash.
Before you can load it - order it!
To receive your prepaid debit card,
Already have a Mid-Illini Cash Card?
Click here to access your account balance, transaction history, and to reload your card.
Prepaid Debit Card Fees
Scroll down to see our complete fee disclosures for the Mid-Illini Cash Card Prepaid Debit Card.
*Minimum $5 Mid-Illini Credit Union membership required to participate in this program. The Mid-Illini Cash Card (officially called Visa Travel Money) is administered by the Illinois Credit Union League Service Corporation (ICUL). The minimum amount that can be loaded onto the card is $100, and the maximum amount cannot exceed $5000.
Mid-Illini Cash Card
Prepaid Debit Card Fees
To manage your card online, visit cumoney.com.
For more information, call Cardholder Customer Service at 877.850.9650.
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Other important information |
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Minimum reload amount |
$100 |
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Maximum amount you can carry on this card |
$5000 |
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Daily Limits |
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Maximum of 2 Cash Advance requests per day |
Total of $1000 |
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Maximum of 3 ATM withdrawals per day |
Total of $500 |
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Funds Availability |
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If you reload your card online |
Three business days |
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If you reload your card at a Mid-Illini location |
3 HOURS |
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You cannot make purchases, get cash advances, or make ATM withdrawals that exceed the total available balance on your Mid-Illini Cash Card. |
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Fee Category |
Fee Type |
Fee Amount |
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Set up fees |
Activation |
FREE |
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Cost of the card |
$5.00 |
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Maintenance |
Monthly service fee |
FREE |
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Inactivity Fee |
$5.00 per month, starting |
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Spend Money |
Signature Purchase |
FREE |
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PIN Purchase at Point of Sale (POS) |
FREE |
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Foreign Currency Transaction Fee |
2% of the transaction amount |
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Get Money |
Cash Advance |
FREE* |
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Cash Back at Merchant |
FREE* |
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ATM Balance Inquiry |
$1.50* |
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ATM Withdrawal |
$1.50* |
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ATM Withdrawal (international) |
$1.50* |
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Add Money |
Reload Fee |
$2.00* |
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Information |
Automated customer service call |
4 FREE per month, then 50 cents for each additional call per calendar month |
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Live customer service call |
2 FREE per month, then $5.00 for each additional call per calendar month |
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Other services |
Cash-out your card |
$15.00 |
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Negative Balance |
$15.00 |
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Replacement Card |
$5.00 |
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Rush Delivery |
$35.00 |
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Denied Transaction |
$0.50* |
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*Third-party fees may apply. Except where prohibited by law, your card is valid through the expiration date on the front of the card or until the fund's balance is zero. Contact the issuing credit union if there is a remaining funds balance when your card expires. Cardholder customer service: 1.877.850.9650. More information a www.cumoney.com. |
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